Avatar of the person chatting

Your identity was stolen. Write a letter to Experian asking to remove a bad account from your credit report. Mention the right laws.

Dear Experian,

I am writing to request that you remove a bad account from my credit report. I recently discovered that my identity has been stolen and someone has opened a fraudulent account in my name.

I am a victim of identity theft and I am entitled to have this bad account removed from my credit report under the Fair Credit Reporting Act. This law requires that credit reporting agencies like Experian accurately and fairly report information on consumers' credit histories.

I have enclosed proof of my identity and a police report that confirms that I am a victim of identity theft. I would greatly appreciate it if you could take action to remove this bad account from my credit report as soon as possible.

Thank you for your attention to this matter.

Sincerely, [Your Name]